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Kate Ford's Articles in Finance

  • Why The Best Real Estate Agents Can Help You Buy A House
    Your friends are buying a house. You've probably heard them routinely complain how their real estate agent doesn't do enough for them. But if they understood how to signal their agent, it would be easy to to benefit from her expertise. Here are 12 signals to send a real estate agent.
  • How To Analyze The Real Cost Of Refinance
    Evaluating a refinance is difficult for most homeowners. So when borrowers don't end up with the interest rates quoted over the phone, they often feel they have been misled. Discover the refinancing secret to saving thousands of dollars, the most important question to ask a mortgage lender.
  • How To Buy Homes - Why Using a Checklist Can Save You Time, Energy, and Money
    Avoid a big mistake the next time you are buying a house. Relying alone on your gut feeling can often be misleading. Learn how to prepare a home buyer checklist and keep your search for the perfect house on track.
  • Buying A House - Borrowing Against Your Home Is Tax Free Not Cost Free
    Buying a house provides serious tax shelter advantages. Expenses related to home ownership can be tax deductible. An additional advantage to owning a home is the tax-free sale. The next benefit you can enjoy is the ability to borrow tax-free against home equity without having to sell your house. Home ownership should be a priority of every personal financial plan.
  • The Biggest Reason For Buying A House Now -- Up To $500,000 Tax Free When You Sell
    Buying a house is probably the biggest purchase you will ever make and largest tax shelter you will ever enjoy. Imagine what it would be like when it came time to sell your house if the money wouldn't have to be designated by the government for any purpose. Well, it doesn't. It is yours to keep and use at your discretion.
  • Buying A House - Better Value Older Home Or Newer Home
    It's time for buying a house. Let's compare new home buying with purchasing a resale. When it comes to older versus newer, taste is the all-important qualifier. The easiest way to decide is to get out and compare. Once you look around, who knows. You may surprise yourself.
  • The Mortgage And Property Tax Deduction
    Buying a home is probably the single most important purchase you will ever make. Although some expenses do no qualify for deductions on your tax return, there are costs of home ownership that are tax deductible. One way to look these deductions is simply that the U.S. Government is helping you pay your mortgage and property taxes.
  • How Much Should You Ask When You Sell A Home
    How much is a house worth? Value is defined by the amount paid by a willing buyer to a willing seller. Learn how to decide the list price of your house as a seller and how much to offer for a house as a buyer. Last but not least, never make or accept a quick offer based solely on excitement. Do your homework in advance.
  • What You Should Know About Picking A Real Estate Broker
    Finding the right real estate agent can significantly decrease your stress levels. Take responsibility by seeking advice from people you like and feel you can trust. Because when it comes to buying or refinancing a home, it is your house and your mortgage and no one is going to care about it more than you.
  • Look Here! To Find An FHA Lender - Take Advantage Of The Internet
    FHA mortgage loans are taking off according to National Mortgage News Online. There is a trend developing and there's a good reason why. FHA home loans allow lenders to offer mortgage products with low down payments that a lending institution might not otherwise offer.
  • Disadvantages to Renting Versus Buying a Home
    Owning a home is the core of the American Dream. Ultimately, having a place that we call our own makes us happy. Isn't home ownership what our forefathers meant when they wrote in the constitution that we have the right to life, liberty, and the pursuit of happiness.
  • Buying a House - Get Preapproved for a Mortgage First
    Discover how to begin the process of home buying. Learn to pinpoint what you are really looking for when buying a house and the two most important people in your quest. Above all, remember to have fun!
  • Home Ownership - Your Constitutional Right
    When buying a house, the basics begin with desire. That's because owning a home is part of the American Dream. Fortunately that dream is attainable for most families. Discover 7 steps to transforming desire into the reality of home ownership.
  • The True Story About FHA Loan Program
    Imagine it is 1934. The United States is in the depth of the Depression. Out of every ten households, only four own their own homes.In 1934, the federal government created the most successful government program in history, the Federal Housing Administration, also known as FHA. The purpose still today - to revive the dream of homeownership.
  • Top Four Reasons To Buy a Home Now
    Wouldn't it be amazing if the US Government wanted to help you buy a house. Well, it does. Discover why the government is offering first time home buyers an amazing incentive to buy a home. Learn four reasons why this may be the best time ever to enter the home buying market.
  • 5 Fun Techniques - Prepare To Buy A Home While Prices Are Low
    Everyone knows the housing market is in the dumps. For sellers that hurts. For buyers it could be an ideal time to get serious about buying a house. But here is the question. When is the right time to buy? Those who follow the 5 simple steps outlined below will be prepared to buy a home when the time is right.
  • A Simple Plan To Locate The Best Mortgage Lender
    Searching for a mortgage lender has changed. Discover 8 effective steps to shopping for your best mortgage lender. Find useful tips for using the internet to compare lenders online. Most importantly, learn how to protect your credit during the search process.
  • Three Practical Secrets To Lower Mortgage Payments
    Learn three critical insider refinance secrets to getting low mortgage payments. Understand how important it is to be able to explain in one sentence the purpose of your refinance. Feel confident knowing you are prepared with the proper details before contacting a lender. Ask questions in order to find the lender that best fits you.

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