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Kristin Gabriel's Articles in Finance

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  • Single Invoice Factoring: Today's New Funding Strategy for Small Businesses
    Single invoice factoring, also known as spot factoring, is a service that can speeds up cash flow and increase working capital. Many small businesses are already benefiting from this strategy, which is certain to be a much needed resource during the holidays and into 2009.
  • Small Businesses Benefit from Single Invoice Factoring
    Here are some tips for getting through the credit crunch economy, and one is to start with single invoice factoring in your monthly business accounting plan.
  • Need Cash Fast? Let Single Invoice Factoring Solve the Problem.
    One of the oldest and most widely used forms of funding for businesses, standard factoring has been around for thousands of years. There are a number of innovative new single invoice factoring solutions where a company can get short-term working capital to grow its business. Often these smaller businesses find it difficult to attract conventional funding.
  • Subprime Crash Affects Minority Neighborhoods
    The subprime market crash has affected minority neighborhoods all over the U.S. Why? Because they were heavily targeted for risky high cost loans. With millions of Americans suffering from inflating mortgage payments due to adjustable rates, balloon payments and other unscrupulous sub-prime programs, many people are now in panic mode, fearing that their homes will be lost.
  • How Real Estate Professionals can Earn Commissions
    Current home owner defaults and late payments are not just causing problems in the mortgage industry but the situation is also raising the question if the U.S. economy will suffer from this subprime market squeeze. Experts say that the future holds new technology tools that offer complete disclosure which is certain to protect all parties.
  • Were new Home Sales Predictions Wrong?
    Homes for sale that come on a healthy market disappear fast, which takes down the average listing time, causing inventory to go back on the market at increased prices. The reality is that it is the responsibility of the broker or loan officer to determine if the borrower can indeed make the monthly payents.
  • Confusion about Home Loans and Mortgage Lenders' Disclosures
    Confusion among homeowners due to ineffective and complex mortgage disclosures resulted in a study by the Federal Trade Commission. In a complicated world that demands constant attention and offers an array of choices, the fact is, consumers prefer less choices and simplicity.
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